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Poage Chrysler Dodge Jeep
, Hannibal, MO (877) 875-1533
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Address 900 Clinic Road Hannibal, MO 63401 Hours Monday 8 a.m. - 6 p.m. Tuesday 8 a.m. - 6 p.m. Wednesday 8 a.m. - 6 p.m. Thursday 8 a.m. - 6 p.m. Friday 8 a.m. - 6 p.m. Business Services New car sales, Used car sales, Parts, Service
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Business Type: Hannibal Chrysler Dodge Jeep - New and Used Car Dealership - Poage
There's a reason why Poage Chrysler Dodge Jeep is a premier new and used Chrysler, Dodge, and Jeep dealer for the Hannibal/Quincy and surrounding area. It's because we provide quality automobiles at prices our customers can afford. Our knowledgeable staff will answer your questions, help you find the right vehicle, and can assist with financing. So if you're looking for a new or used Chrysler, Dodge, or Jeep in the tri-state area, stop in to Poage Chrysler Dodge Jeep and we'll get you into the vehicle of your dreams! Call us at (877) 875-1533.
With a large selection of Chrysler, Dodge, and Jeep vehicles for Hannibal area residents to choose from, we're sure you'll find the right new vehicle for your needs at our dealership. Whether it's the Town & Country, Ram 1500, Journey, Liberty or Wrangler, we know you'll be happy with your purchase from Poage Chrysler Dodge Jeep.
Poage Chrysler Dodge Jeep's used vehicles are carefully inspected by our technicians to guarantee satisfaction for our customers. Our inventory changes everyday, so check back often. If you see something you like, give us a call at (877) 875-1533 or stop in and see us at 900 Clinic Rd, Hannibal, MO 63401.
More About New & Used Chrysler, Dodge, and Jeep Cars in Hannibal
Our finance department is here to simplify the process of getting a car loan in Hannibal. We work with multiple financial institutions to secure your car loan.
We offer professional Chrysler, Dodge, and Jeep car repair with our state-of-the-art service facility. Poage Chrysler Dodge Jeep's car repair experts will diagnose your vehicle's problem and make a repair as quickly as possible. Schedule Chrysler, Dodge, or Jeep car repair in Hannibal by completing our online service application. Poage also has a stocked inventory of Chrysler, Dodge, and Jeep car parts to repair your car, truck or SUV. Our authentic parts will keep your vehicle running like new for many more miles to come.
Poage Chrysler Dodge Jeep thanks our customers for making us such a successful Hannibal Chrysler, Dodge, and Jeep dealership. We're dedicated to providing the best service possible, you'll find this evident in our everyday work. Learn more about us, and come visit us at 900 Clinic Rd, Hannibal, MO 63401.
Answer When you take out a loan, all of the money used to pay it off applies to your eventual ownership of the vehicle. The initial down payment and principal on the loan cover the total cost of the purchase. Lease payments, however, apply only to the use of the vehicle. The total sum of payments covers the vehicle's depreciation over the time you drive it and is usually less than the outright price of the vehicle. Question How are monthly lease rates determined? Answer In formulating a monthly payment structure, a lessor is primarily concerned with the extent to which the vehicle will depreciate throughout the lease and the cost of borrowing money to finance the car during that period.
Three key elements:
First, the adjusted capitalized cost is determined. This figure represents the real purchase price after elements such as the down payment, incentive discount and trade-in credit are deducted from the capitalized (actual) cost, while any fees or charges (e.g. destination) are added.
Second, the residual value, or estimated value of the vehicle at the end of the lease, is determined and then subtracted from the adjusted capitalized cost to yield a depreciation figure. The residual value depends on the length of the agreement, expected mileage and make/model of the vehicle.
Finally, a lessor assesses the money factor, a number that correlates with the cost of borrowing money during the lease period.
While these terms may seem unfamiliar, the Federal Reserve Board now requires dealers to publicize all leases' down payment amounts, lengths, residual values and interest rates. Question How are loan rates determined? Answer The size of monthly loan payments depends on the amount borrowed, the length of the loan, the interest rate and other factors such as your credit history. Paying more money initially lowers the principal of the loan, thus reducing individual payments. At any period during the loan you may opt to pay off the principal in its entirety, at which point the title of the vehicle is transferred to you.
General loan specifications:
Down payment amounts may range between 10 to 20 percent of the vehicle's total cost, although some purchases require no down payment. A typical loan period is five years with an annual percentage rate around 8 percent. Some manufacturers offer lower rates, but be sure to investigate any associated conditions or clauses.
Question Are used vehicles still covered under factory warranty? Answer Warranties are often transferable, meaning that a vehicle inside its mileage and duration caps will maintain its factory warranty.
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